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Hi Jerline,

Your husband being the essential occupier regardless for HDB or EC, will still be required to observe th 5 years Minimum Occupation Period, before he is allowed to purchase another residential property. If you are taking a home loan for this property, your husband will also be unable to contribute to the repayment using his CPF since he is not a co-owner, and his income will also not be recognise for the home loan, thus you will need to ensure that the balance owners in this property is eligible for the necessary home loan for the purchase. Do take note that such changes will also require HDB's approval.

Hope the above helps!

I have been in the real estate business since 2009, with more than 14 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

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We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
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Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
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Hi,

I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Have a good day ahead. By the way, firstly you would still need to apply for HDB approval for the above mentioned and secondly MOP still applies.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi Jerline,

I don't think HDB will allow you to remove and change your husband's status to essential occupier. It is also unlikely that you will be allowed to include your Father's name into the flat too. MOP applies, irregardless whether co-owner or essential occupier.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile +65 97 48 63 05. I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
+65 97 48 63 05
PropNex Realty Read More

Hi Jerline,

Any replacement of applicant will affect the eligibility status to collect the keys, hence this requires HDB approval to do so and this falls entirely under HDB discretion whether they allow such a change. You may wish to share your situation with the HDB officer to see what is the best way for this. If eligible to take over, all owners and core occupiers will need to fulfil MOP requirements, and all properties must be sold within 6 months of key collection to BTO.

Hope the above clarifies. May I have more info and requirements about your plans so as to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
ERA Diamond Achiever

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Hi, appreciate your sharing. Have to write into HDB and check it out.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex Read More