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If I have bought an uncomplete mm apartment:-
1) Purchase price around $610k
2) Already paid 20% downpayment in cash
3) Loan around $500 for 20 yrs
4) Interest rate 3M SIBOR + 0.75% throughout
5) TOP - end 2015
6) Affected by SSD - so can only sell after 4 yrs.

My question is how much do you think I have to put aside (Cash/CPF) in order to hold until TOP.
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