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Hi Joe

You may text 9620 0827  for a casual chat. We are a full time and licensed agent. We have helped buyers in planning the timeline since 2009.

Warmest regards

Gavin Read More

Hi Joel,

Buying first is a good option because you will be able to plan the process in a manner that you would have sufficient time to renovate the next flat and move over when it is ready, while still having a place to stay. However, you will need to have sufficient CPF and Cash (if required) to complete the purchase first and sell your current HDB within 6 months from the completion of the purchase.

I have assisted many of my clients who choose to buy first before selling. Please feel free to contact me so that I can understand your situation better and assist you to plan the finances and the timeline for the purchase and sale.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS) / Cert-in-REA
(E) nick96444854@gmail.com
SEAA Salespersons Achievement Platinum Award 2020 / 2022

WhatsApp: https://wa.me/qr/X6VRPGSSIHN5D1

Visit my website to get to know me better:
www.nicktan.com.sg

I was featured recently on Council for Estate Agencies (CEA) Newsletter:
http://bit.ly/CEAnews

Testimonial from Satisfied Clients
“I would like to recommend Nick Tan from SRI. Before we engaged Nick, we were working with another agent from a very popular property agency in February 2017. We decided to terminate the contract after 5 weeks of zero viewings and no paper advertisements. Basically he was just waiting for phone calls. We engaged Nick on 20th April and by 10th of May, our unit was sold off. Why Nick? 1. He has good marketing strategies 2. He always kept us posted on what he did (communications!) 3. He made sure we understand the current market situation but he will consistently reassure us that the unit can be sold off 4. He is not greedy and trusting 5. He walks the talk”
Peter & Wendy (Property Seller)

I write to commend Nick Tan (R040814C). When my husband and I first met Nick, we were impressed by his drive, commitment, business acumen and strategical thinking, and decided to engage him. We were not disappointed. Nick sourced for prospective quality buyers in a targeted methodical fashion and was effective in connecting us with serious buyers, notwithstanding the fact that the search primarily took place over Dec – Feb (a traditional lull period). Throughout the transaction, he also gave us helpful advice in various aspects; the advice reflected his personal experience and expertise and was not simply regurgitated from public sources without any value-add. Further, Nick went beyond the call of duty of a competent professional. He had a sense of humanity in the way he interacted with myself and the other parties to the transaction such as my parents. As an example, my newborn daughter was warded into A&E on the completion date of the transaction; the care and concern that Nick showed went beyond the scope of work of an estate agent. I commend Nick for his capabilities and character, and would certainly wish to engage him for future property transactions.
Weilun & Benita (Property Seller)

“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
Mr & Mrs Wong (Property Seller)

“Nick has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations. We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who wou Read More

Hi Joel,

I assume you are referring to buying a resale HDB first before selling, here are the pros & cons summarized:

Pros:
1) You will be able to take over the next resale flat first and have sufficient renovation time. You will be able to move in first before moving out of your existing HDB

2) You can also take your time to find the right flat first before committing to your sale. This will be important if your next flat has very strict requirements (such as only certain blocks & locations to be near your parents etc), as supply can be rare and pops up once in a while.

Cons
1) You will need to have sufficient cash +CPF OA + home loan to be able to complete the purchase first, since your sale proceeds will not come back in time. This means you could be potentially servicing 2 home loans for a short period of 2 to 3 months.

2) You will have a more constrained timeline to sell (need to sell off your existing property within 6 months after key collection to the next flat). This may affect your potential sale price and sale proceeds.

3) You cannot use contra method since the purchase completion will be earlier than the sale completion.

Hope the above clarifies. I have helped various homeowners like you to do a smooth transition while achieving good price outcomes. Some of their reviews are below. Look forward to work together on your housing plans as well!

May I have more info and requirements about your plans so as to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
ERA Diamond Achiever

SEAA Salesperson Achievement Award 2021 (Gold)
SEAA Singapore Accredited Mortgage Planner (SAMP)

ERA Top 93th Achiever for Full-Year 2020 (Top 1.5% Company Level)
ERA Top 11th Achiever in June 2020 (Top 1% Company Level)
ERA Top 91th Achiever in 2nd Quarter 2020 (Top 2% Company Level)
ERA Top 15th Achiever in April 2019 (Top 1% Company Level)
ERA Top 86th Achiever in Sept 2019 (Top 2% Company Level)

SMU BBM (Finance), Magna Cum Laude
Contact: (+65) 97432395 
Whatsapp: wa.me/6597432395
Email: Ivanng10@gmail.com
IG: instagram.com/ivanngrealtor
WeChat: ivanng10
FB: fb.com/IvanNgRealtor
Web: ivanng10.com/clientreviews
(Client's Testimonials)
CEA: R052114D

**Note: We are not prompted when you respond here, hence please get in touch directly. Look forward to hear from you soon! **

-- HDB Toa Payoh 5-RM Sellers of Million-Dollar HDB, Mr. & Mrs Leong

We were fortunate to have met Ivan Ng. He was thorough in going through what the complicated home-selling process required of us and more so in understanding what we would like to achieve from the sale of our unit. His responsiveness and assurance, was a trait that we really appreciate. We managed to secure a sale that exceeded our expectation with Ivan’s advises. This was definitely supported by the fact that Ivan’s listing of our unit was detailed and stood out from other listings. Because of this, we also engaged Ivan's service to help us search and buy our new resale home. After some searches and viewings, we managed to secure one at a reasonable price with his help. With Ivan’s cheery and positive demeanour, selling our unit to procuring a new one, was a smooth journey for us. It was a pleasure to work with him.

-- HDB Yishun BTO 5-RM Sellers, Private Property Upgraders Mr. & Mrs. Koh --
I would like to express my appreciation to Ivan Ng for his excellent work. Ivan is a dedicated, client-focused, patient and sincere agent. Throughout the whole process of selling and looking for our next property, he has always acted very professionally that makes my wife and I feel at ease and assured. Ivan is not a pushy and hard sales agent. Ivan listens and understands our needs and carefully guided us through. We are fortunate to have Ivan as our agent. Read More

Hi Joel,

1) You should have a discussion with your selling agent to understand the selling and buying timeline. Your agent should be able to advise accordingly.
2) The option of buying first before selling is definitely less stressful than vice versa.
3) However you have to ensure you have sufficient cash, CPF & loan for your next purchase.
4) If you are taking a bank loan for the next purchase, you have to prepare a 5% cash, 20% cash, and/or CPF, and confirm getting the 75% LTV loan. It is a must to get an IPA from the bank now before you sell your flat.
5) If you are taking an HDB loan, then you should apply for the HLE now. At the same time, you have to prepare the 20% down payment, which can be cash and/or CPF.
6) If you need the funds from the sale of your HDB flat, then it is obvious that your plan cannot be carried out.
7) Under such a situation, you could have the selling and buying happen concurrently so that your funds could be utilized for your purchase.
8) For buying and selling, the completion is identical except that your role changed in the process. Both take about 3 months upon approval of the resale application.
9) For selling before submission of resale application:
(a) issue an OTP
(b) Wait for the buyers to submit for valuation.
(c) Wait for the valuation report. The report could be ready within 3~5 days if no on-site valuation is needed. The report will need around 7~10 days if there is a need for an on-site valuation.
(d) Wait for the buyers to exercise upon releasing the valuation report. It can be immediate if buyers take an HDB loan. It will need 7~10 days from the release of the valuation report if taking a bank loan.
(e) Both will submit for resale application and endorse all document once the HDB receives the application.
(f) The HDB shall advise the completion date once the resale application is approved.

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answer your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

Note:
Any response to our answer does not reach us.
The best way to get a follow-up is to Whatsapp or email us directly. Read More

Hi Joel,

I would be most glad to assist you further and please feel free to let me know if you need any assistance. Have a good day ahead. By the way, can I know why don’t you consider selling the flat first and then having 3 months of extension and that would give you sufficient timeline to purchase the next flat and to move in.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Have you already secured an option to purchase for the purchasing part and how is the progress on the sale? If you already have an agent managing your sale aspect, why not check with the agent in terms of timeline? I did a case previously where I represented the client on the sale but purchasing aspect he did not engage me, i was still assisting him with the planning of timeline and communication with the agent on their purchase side.

I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Associate Group Director
Salesperson Registration No. R014783H
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
[main] +65 6471 8888  [mob] +65 81577565  [LDA] +65 92787772 
www.geryllim.com

My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0

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Hi Joe
I would be glad to assist you.
Feel free to contact me at 97100155  .
Hope to hear from you soon.
Pei
Associate Group Director
Propnex Realty Pte Ltd

https://linktr.ee/peiproperty
https://r011838b.propnex.net Read More

Hi Joel

Buying:
1. Do you intend to take loan for your purchase?
If yes, Before shortlisting project/unit, I will suggest to check your in principal approval of your loan from banker/HDB.
I can connect you with reputable banker for this, free of charge and no obligation.

2. How many bedrooms are you looking at and which area you prefer?

Timeline:
- Do you need the cash proceeds from your current house for the new house? If yes the completion date for current house need to be earlier
- You can consider to sell first and ask for extension of stay. The extension of stay will be depend on when your next place will be ready or whether you have interim housing

Selling:
1. Have you fulfill 5 years minimum occupation period (MOP)?

2. Steps in selling
- Appoint agent to market your unit, I will be glad to assist on this
- After that I will proceed to market your unit in online portals and propose to buyer on hand.

3. Pricing Strategy
Selling price will be depend on level, facing, condition of unit, etc
Appreciate if you can contact me at (65) 96608508  with details of your unit so I can advise accordingly

4. I will be glad to assist finding the right buyer

I will be glad to assist, I am well versed in HDB and has done many transactions
I hope the above clarifies, please feel free to contact me at (65) 96608508  so I can explain further
Appreciate if you can contact me at (65) 96608508  with details of your unit
or click here https://bit.ly/WaSilvia to whatsapp me for no obligation discussion
Thank you.

Warmest regards,

Silvia Yang

Senior Marketing Director
ERA Realty Network Pte Ltd
Mobile: (65) 9660 8508 
Email: Silviayang8@gmail.com Read More