Hi,
1) According to the CPF website. Whether you are allowed to fully utilized your CPF is dependent on yourself only.
2) Occupier is not under any consideration for CPF utilization.
3) You may refer to this website to check how much you can utilize on the flat you intend to purchase:
https://www.cpf.gov.sg/eSvc/Web/Schemes/CpfHousingUsage/Input1
Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at
90110636
, or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.
Best regards
Ling CK
90110636
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer
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