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Good morning Ms,

Your husband's name must be included minimum as an essential occupier (minimally).

He can only purchase a private property after fulfilling the 5 years minimum occupation period with you. ABSD will not be applicable for SC for first property purchase.

Hope my sharing helps in aiding in your enquiry. May I know how can I value add further in your property needs?

Best regards,

YT Tan
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Good morning,

Your husband's name must be added either as an owner or an essential occupier to be eligible as a family nucleus to purchase the HDB. If he is added as occupier, after fulfilling MOP of 5 years, he can purchase the next property as a 1st property without ABSD.

Hope the above clarifies. May I have more info and requirements about your plans so as to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
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Dear sir/mdm,

First, in order to purchase a HDB, you must fulfil the eligibility requirements. It is possible to own under the wife's name solely for the HDB with the husband coming in as essential occupier. During the minimum occupation period, both husband and wife are not suppose to own any private residential property. Once the minimum occupation period is fulfilled, the husband can proceed to purchase a private residential property under his own name without ABSD applied.

Hope the above helps!

I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

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Hi,

1) A married couple who bought an HDB will automatically be listed under the Public Scheme.
2) Meaning sole owner, but the spouse will be listed as an essential occupier.
3) An essential occupier will have to observe the same 5 yrs period (MOP: Minimum Occupation Period) as the owner.
4) Since the essential occupier has no property named under him. When he buys a private property later, he will not be subject to any ABSD if he is a Singapore Citizen.
5) If he is an SPR, he will still be subjected to an ABSD of 5%.

Hope the above answer your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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Hi,

I would be most glad to assist you further and please feel free to let me know if you need any assistance. Have a good day ahead. By the way, yes it is possible. If the husband is listed as an essential occupier, then he could go ahead to purchase a private property upon the MOP of the existing HDB flat and no ABSD is involved.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Dear Sir/Madam,

Hi, I am Brendan!

Married lady can buy HDB under her name but her husband must be listed as an essential occupier. Which means the husband also must fulfil the 5 years MOP before able to purchase a private property without ABSD.

Alternatively, you guys can consider buying a private property under each name if financials allowed.
Or co-own a private property and decouple after 3 years to free up 1 name to own another private property.

I had helped many clients plan for their property asset investment.
If you would like to know more, pls contact me at 9754 5207  .
Or Whatsapp me by clicking this link: wa.me/6597545207 which will direct you to open Whatsapp on your mobile phone.

Thank you!
Brendan Bay,
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Hi,

Yes, it's possible as long as the 5-year MOP has been fulfilled.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More