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Peter, what Raymond has said is correct. If you can afford to purchase a flat, it is best to do so, paying a mortgage is better than paying rent.

There are few reasons not to renew one's PR status. Unless you are out of Singapore and not working here, convicted of crime. Signs of employment include CPF and income tax. So take note of these.

hope this helps.

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Yian Tay
ERA Realty Network Pte Ltd
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