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Morning, If you are using HDB loan, it's common that your CPF OA will be cleared out for the purchase, prior utilizing the mortgage loan to settle the balance. What you can do is to utilize certain sum of your CPF OA for investment prior the HDB first appointment, if you want to set aside some funds for rainy days. Regards Mike Lim 96929209  m52i@yahoo.com ERA Read More

Good afternoon, I hope the CPF link below will helps. It stated clearly that if you are taking HDB loan, it's HDB requirement for you to exhaust all your CPF OA savings. http://mycpf.cpf.gov.sg/NR/rdonlyres/950C0965-ABCA-4AD7-99AF-E117B3EFED1F/0/PurchaseofFlatwithHDBConcessionaryLoan.pdf If you need any assistance in your property purchase, feel free to contact me. Cheers! Warmest Regards, YT TAN 陈永达 | ACCA Graduate, RES Senior District Manager R043025D ECG Property Pte Ltd (A Wholly Owned Subsidiary of ECG Group of Companies) Estate Agent no. L3009759F Blk 190 Lorong 6 Toa Payoh #05-508 S (310190) (M): +65 9111 5171  (E): yt.lovelyhomes@gmail.com (W): www.yttan.com (W): yttan.stproperty.com.sg/ (W) www.lovelyhomes.com.sg (W) www.ecgproperty.com Read More