AskGuru Q&A Community

Can Call me to chat 8938 7686 

Mei Foong Propnex
www.meifoong-property.com Read More

Hi John,

1) Everyone has his own situation thus we need to know more about your current and future plans in order for us to assist in assessing which is a better option
2) The only info provided is you belong to a mid-to-high-income group.
3) Under a normal situation, I would suggest considering placing your bet on a private residential rather than an HDB flat.
4) However, to buy an EC or private, you would need to have a 25% downpayment for the purchase. Therefore this might be a problem that cannot be solved during this interim period.
5) But if this could be solved in a year or 2, then it is still worth considering a private rather than an HDB flat.
6) Under the current situation, it is a norm to wait for 4~6 yrs for a BTO to be ready. And you will be locked down for another 5 yrs upon key collection.
7) You will lose around 10 yrs for you to take advantage to invest in a private property.
8) Even if you don't intend to invest in more property, the growth rate of a private residential compared to an HDB flat is also a big difference.
9) If you could start off with a private, you could easily gain higher growth using a private-to-private upgrade.
10) You will stand in a better position by the time you retire.
11) I would strongly recommend speaking to any real estate agent to find out your options.

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answer your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

Note:
Any response to our answer does not reach us.
The best way to get a follow-up is to Whatsapp or email us directly. Read More

Hi John,

Congrats on getting the chance to select a unit. While this is good news to many people, it seems that you are now in a confused state on what you should do. Perhaps then it will be important for us to know what your plans are moving ahead, from career aspirations to family planning. There is no perfect answer but rather a more appropriate answer based on your plans.

I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Associate Group Director
Salesperson Registration No. R014783H
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
[main] +65 6471 8888  [mob] +65 81577565  [LDA] +65 92787772 
www.geryllim.com

My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0

-----

Note: We value your home as much as you do! Find out the indicative value of your home at http://bit.ly/UrHomeMatters and get monthly update on your home value. Restructure your portfolio with us, speak to us!

Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.

Visit and Like my facebook page at https://www.facebook.com/GerylLimSince2009/ - Aspiring To Be The Best Real Estate Agent In Singapore

Pick up knowledge, skills and Real Estate concepts at https://www.facebook.com/RealEstateXcellence/

New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/

-----
Landed Dynamic Alliance
Home of *7772 Hotline
Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ http://l.ead.me/7772 Read More

Good morning John,

I believe you meant you got a chance to select a BTO.

There's no one size fits all plan. Have you speak to your fiancee or spouse yet? What're your concern in getting a BTO? What are your plans?

Nowadays waiting period for BTO seems abit long. My friend and sister in law have to wait for their respective BTOs to be completed in the next 3 to 4 years.

My friend said will find me to sell house when MOP and i jokingly replied, by the time your house MOP, my kid will be in secondary school LOL.

Do share more with me so I will be in a better position to advise you further.

Hope my sharing helps in aiding in your enquiry. May I know how can I value add further in your property needs?

Best regards,

YT Tan
Property Kaki
You dream. I create. We make it happen!
Association of Chartered Certified Accountants Graduate
Singapore Accredited Mortgage Planner

Contact:
Mobile: 91115171  (wa.me/6591115171)
Email: yt.tan91115171@gmail.com

Do follow me on:

IG: instagram.com/propertykaki
FB: https://www.fb.com/propertykaki/
YouTube: https://bit.ly/Youtube_PropertyKaki

To find out what’s the estimated valuation of your existing house, try our SRX property tracker.

You will receive free sms update on a monthly basis.SRX property tracker: http://bit.ly/yt_proptrack Read More

Hi John,

A BTO flat is a good starting platform for young couples. However, the downside is that you will have to wait for the unit to be built and also observed the 5 years MOP during which you will not be able to upgrade.

Depending on your objectives and timeline consideration, if your budget is comfortable, you may want to consider buying a private property instead so that there will be less restrictions in the future.

Please feel free to contact me so that I can understand your intentions and situation better before I provide you with more assistance and advice.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
SEAA Salespersons Achievement Platinum Award 2020 / 2022
Visit my website to know me better: www.nicktan.com.sg

I was featured recently on Council for Estate Agencies (CEA) Newsletter:
http://bit.ly/CEAnews

I have written a guide on buying Residential Property:
http://bit.ly/buypropertyguide

Testimonial from Satisfied Clients
“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefited a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
Susana (Buyer)

“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”
Mr and Mrs Chan (Sold and Bought a property through Nick)

“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
Mr & Mrs Wong (Property Seller)

“Nick has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.
We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House) Read More

Hi John,

I think you should consider a few things before coming into a decision:

1) you and your spouse's age
2) any plans for children, if yes, how many and how soon?
3) any interim housing for both of you while waiting for the BTO, or do you need to go out and rent an apartment?
4) is the location of the BTO flat what you foresee yourself staying and growing your family in?

Should you have doubts, or wish to clarify your uncertainty, please feel free to get in touch with me.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More