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I purchased a flat with my mother before I got married. Slightly before getting married, my husband purchased a condo as sole owner.
We are wondering if it is ever possible for us to purchase a HDB under just my husband’s name once we sell the condo?
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7 Answers

Hi,

It is not possible as you need to apply together as a married couple to be eligible to purchase hdb. Meaning your existing flat has to be sold. It is better to maintain current arrangements, or if need be he can sell away the existing condo and buy another.

Hope the above clarifies. May I have more info and requirements about your plans so as to make better recommendations? Thanks and look forward to value-add to your housing plans.

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That will not be possible as you will need to be minimally an essential occupier for the HDB that is going to be purchased under your husband's name, if not as a co-owner. Husband and wife is a single entity in HDB's perspective. This means that your current HDB with your mother has to be disposed or your mother has to take over ownership of the current flat fully and make necessary monetary reimbursements to you.

I have been in the real estate business since 2009, with more than 14 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

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Robbie Chen Chee Howe
Hi Mdm,

If either you or your Husband, or you are both below age 55, he will need to sell off the condo and then serve a wait-out period of 15 months before he can purchase a resale HDB flat.

He can purchase the resale HDB flat under his name, but you will have to be named as an essential occupier. This means that you will have to dispose off your interest in your current HDB flat latest within 6 months of his HDB flat purchase.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile +65 97 48 63 05. I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
+65 97 48 63 05
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Hi,

1) After getting married. You and your husband became a single entity in the eye of the HDB.
2) When buying an HDB flat, BTO, or resale, both of your names must be in the application.
3) You have to release your ownership in the current flat within 6 months upon completion of the purchase.
4) Therefore, you have to plan on how to transfer your ownership to your mother or to sell the flat away and split the sale proceeds with your mum.
5) Do not get yourself entangled in a situation finding out later that your mother does not agree with your plan.

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
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You may want to consult with HDB to determine the most suitable approach based on your specific circumstances and goals. Read More
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