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Good morning Sir/ Mdm,

if your HDB ownership has a Singaporean and have fulfilled your minimum occupation period, you will be eligible to purchase a private property.

Yes even by owning a small share of ownership, you are still eligible to use your CPF OA funds to finance the property.

But do take note of the cooling measures applicable.

Additional buyer's stamp duty of 17% will be applicable for SC's second residential property purchase in Singapore. This will be on top of the 3 to 4% normal buyer's stamp duty.

Care to share your intention behind this move so I will be in a better position to suggest whether is there any way to enjoy tax savings. 17% of $1m will have amounted to $170k.

Hope my sharing helps in aiding in your enquiry. May I know how can I value add further in your property needs?

Best regards,

YT Tan
Property Kaki
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Dear sir/mdm,

If you are a Singapore Citizen, you will be eligible to purchase private properties with payment of ABSD. CPF funds can be utilised provided you have also met the eligibility criteria.

I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

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Dear Sir/Mdm,

If your current HDB ownership has a Singaporean, and the MOP of 5 years have been fulfilled, you are eligible to purchase another private property, including 1% of the ownership. To use CPF OA for the 2nd property, you must have set aside Basic Retirement Sum of your cohort first in your CPF, before any excess CPF OA can be used for the 2nd residential property.

Hope the above clarifies. May I have more info and requirements about your plans so as to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
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Hi,

Yes, it is possible if you have at least 1 Singaporean in your family nucleus for your HDB flat.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

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