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Hi;

Since you are a First-Timer still , you might want to consider subsidies housing? Provided your combined income ceiling doesnt exceed the requirements for BTO/ECs. There are many pros and cons for all the 3's that you have mentioned. Please feel free to contact me if you would like to know more on the differences so you can have well informed decision before making any decision. Have a great weekend ahead..

Regards;
Lyna Song
 9623 8442 
Associate Group Director
Propnex Realty Pte Ltd
lynasong@hotmail.com
https://r025113i.propnex.net Read More

Hi

It would seem to be pre-matured to make any recommendation without understanding your needs. Broadly, you may want to consider a BTO or new EC.

You may text 9620 0827  for a casual chat.

Warmest regards

Gavin Read More

Hi,

1) It depends greatly on which stage of life you are in, how you like to achieve your final goal in life. Work till you drop dead, early retirement, work until 65 years old, and declare retirement like the government had proposed.
2) Whichever option you decide now can change later, but once decided you have to start on the path you choose.
3) Next is your active income, whether or not you have the various choice also depends on how much you are making now, thus checking your financial status is crucial. The more resource you have now the higher goal you can move towards.
4) BTO is a conservative choice but it's never wrong.
5) Upgrade to EC is a step forward on receiving a higher retirement fund.
6) Resale is moving towards a comfortable and less mistake style because everything you need to know already able to plan on the first day you decided to move towards this path.
7) There is no single solution suitable for everyone, thus you have to decide on how you want to lead your life, no one else is able to influence you on this.

Good day!!!

Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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Dear sir/madam,

You are not the only one caught in this dilemma. Broadly speaking, going for an upgrade to an EC or resale condo, with a higher quantum price it also means more financial commitment and stress along the way until you sell the property. Always remember we should always have an entry and exit plan for each property structuring we are doing, regardless whether are you looking at capital appreciation or not, for we do not want to put ourselves and our next generation into a compromising situation where they will be affected by our decision now.

Real estate asset planning should be done properly with understanding of the potential downsides first and be prepared for it before we look at the upside. Many real estate consultants paint a beautiful picture to their prospects, projecting attractive growth to create the impulse to commit from the prospect. Remember, one wrong decision you make can have severe impact for years to come.

I have been in the real estate business since 2009, with more than 10years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Associate Deputy Group Director
Salesperson Registration No. R014783H
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
[main] +65 6471 8888  [mob] +65 81577565  [LDA] +65 92787772 
www.geryllim.com
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Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ http://l.ead.me/7772 Read More

Hi,

I would be most glad to assist you further and please feel free to let me know if you need any assistance. Have a good day ahead. By the way, a new EC would give you more capital appreciation.

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Dear Sir/Mdm,

If you have not used your first timer chance then it is advisable to take advantage of this to either go for a new BTO or new EC.

For BTO, due to COVID 19, there is a construction delay and therefore if you were to apply now, it may be 6 or 7 years later before you can collect the keys. If the wait is too long or you can afford to upgrade comfortably then I would suggest going for an EC because it is very affordable and has god upside potential in the future.

It will be good if we can look into your objectives and financial situation first before you make a decision. Please feel free to contact me so that I can assist you further.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS) / Cert-in-REA
(E) nick96444854@gmail.com
SEAA Salespersons Achievement Platinum Award 2020
Visit my website to get to know me better:
www.nicktan.com.sg
I was featured recently on Council for Estate Agencies (CEA) Newsletter:
http://bit.ly/CEAnews

Testimonial from Satisfied Clients
“I would like to recommend Nick Tan from SRI. Before we engaged Nick, we were working with another agent from a very popular property agency in February 2017. We decided to terminate the contract after 5 weeks of zero viewings and no paper advertisements. Basically he was just waiting for phone calls. We engaged Nick on 20th April and by 10th of May, our unit was sold off. Why Nick? 1. He has good marketing strategies 2. He always kept us posted on what he did (communications!) 3. He made sure we understand the current market situation but he will consistently reassure us that the unit can be sold off 4. He is not greedy and trusting 5. He walks the talk”
Peter & Wendy (Property Seller)

I write to commend Nick Tan (R040814C). When my husband and I first met Nick, we were impressed by his drive, commitment, business acumen and strategical thinking, and decided to engage him. We were not disappointed. Nick sourced for prospective quality buyers in a targeted methodical fashion and was effective in connecting us with serious buyers, notwithstanding the fact that the search primarily took place over Dec – Feb (a traditional lull period). Throughout the transaction, he also gave us helpful advice in various aspects; the advice reflected his personal experience and expertise and was not simply regurgitated from public sources without any value-add. Further, Nick went beyond the call of duty of a competent professional. He had a sense of humanity in the way he interacted with myself and the other parties to the transaction such as my parents. As an example, my newborn daughter was warded into A&E on the completion date of the transaction; the care and concern that Nick showed went beyond the scope of work of an estate agent. I commend Nick for his capabilities and character, and would certainly wish to engage him for future property transactions.
Weilun & Benita (Property Seller)

“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
Mr & Mrs Wong (Property Seller)

“Nick has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations. We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the custome Read More

Hi Sir/Madam

I will need more information to be able to advise you
I will be glad to assist
Appreciate if you can contact me at (65) 96608508  or Silviayang8@gmail.com with details of your unit
or click here https://bit.ly/WaSilvia to whatsapp me for no obligation discussion
Thank you.

Warmest regards,

Silvia Yang

Senior Marketing Director
ERA Realty Network Pte Ltd
Mobile: (65) 9660 8508 
Email: Silviayang8@gmail.com Read More

Hi,

There are many options which you may consider. However, I think it's only fair to you that I understand more from you first before I propose any suggestions.

There is no "one size fits all" solution, as every family profile can be very different. Only by fully understanding your family profile, risk appetite and expectations that I will be able to provide you with the most appropriate recommendation.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Hi

In order to advise further, I will need more details in regards to your profile eg financial, current needs and family structure. Do contact me at 93375051  for a free and non obligatory discussion and I am more than happy to assist.

Regards
Taufik Hussein
EEA Realty Network Pte Ltd Read More