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I own a 5-room HDB (first time bought direct from HDB). I am thinking of upgrading to EM at Hougang/Bedok at a budget of $600K. I'd like to know if HDB will grant me loan and if so, how much HDB loan amount and tenure am I eligable and the monthly instalment.
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4 Answers

YT Tan (陈永达)
Evening Cat,

With a budget of $600k, you might not be able to get a EM in both Hougang/ Bedok. Let me assist you with your financial planning to see whether can you adjust your budget.

In regards to your enquries, may I know how many HDB loans have you enjoyed before? FYI everyone is only entitled to two HDB loans.

In order to find out more about the loan amount information, you can click on the below links to find out more:

Enquiry on Maximum Loan
https://services2.hdb.gov.sg/webapp/BP27MaxLoan/BP27PMax1.jsp

Enquiry on Monthly Instalment
http://services2.hdb.gov.sg/webapp/BB29MTHLY/BB29SMTHLY

Formal request on Home (HDB) Loan Eligibility
https://services2.hdb.gov.sg/webapp/BP27LEASHLE/BP27Main/BP27PApp.jsp

For more information on HDB loan, you go to this link:
http://www.hdb.gov.sg/fi10/fi10321p.nsf/w/BuyResaleFlatFinances?OpenDocument#Loan

If you still have doubts on the loan issues, feel free to contact me, I will love to assist you with your property needs.

Looking forward to hear from you soon!

Warmest Regards,
YT TAN
ECG Property Pte Ltd
Mobile: (+65) 9111 5171 
Email: yt.lovelyhomes@gmail.com
Website: www.yttan.com/ Read More
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may be we can meet up for a non obligation discussion,
1) I can do a financial planning for you like how much cash you can take back plus CPF and used to off set for the purchasing side.

2) I will assist you in planning the time frame from the day you move out till you move in till your new house.

3) assisting you in achieving financial loan, chart, comparable of interest rates

4) Will liaise with hdb officer and also lawyers for all paper work

5) Will assist to condition buyer to help you to achieve the highest price possible

Patrick Lee
ECG Property Pte Ltd
Snr District Director
Top Trainer for all HDB issue In legend of success
 +65 93299559 
sgpropertyguy@gmail.com
www.sgpropertyguy.com Read More
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Hi Cat,

$600k to purchase a EM in Bedok or Hougang is highly unlikely if you were to do a search on the available properties selling on Propertyguru.

For your other enquiries, my colleague has provided you the relevant links you can check as the information you have provided is insufficient for us to really give you any proper advise.

If you need further assistance, please let me know.

Regards,
Geryl LIM
Real Estate Consultant
CEA Reg R014783H
Mobile: +65-81577565 
Email: lim.geryl@yahoo.com.sg Read More
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Hi,

Regard to your question. Why not you just drop me an email at ot1984pierre@gmail.com or Contact me @ +65 8 2 7 9 8 3 2 7

Welcome owner/Landlord to list through us

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Shalom

Regards

Koh Z H
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