Hi SK,
Are you single or married? If you are a single PR, you will not be eligible to buy a resale HDB flat. If you are married to either a Singapore citizen or PR, then you will be eligible to buy.
Depending on your criteria for a 4-room flat, the current Cash Over Valuation (COV) are between $20k to $50k. And assuming you have to take a bank loan, you will have to pay the 1st 20% of the flat price with a minimum of 5% cash and 15% cpf.
For more info, please feel free to drop me an email or give me a call anytime.
Thank you.
Darren Lim
Mobile:
91443311 Email: darrenlim.era@gmail.com
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