Good morning Prasad,
You are eligible to apply for ECs that TOP after your MOP date because you didnt take up any housing grant.
To be eligible, both of you must be:
1) SC + SC/ SPR
2) first or second timer
3) combined income up to $14k
If your combined income is slightly above $14k, we can appeal in order to book an EC.
Hope my sharing is beneficial to your property needs.
May I know how can I value add further?
"Your Freehold Ally, Leasehold Tactician"
YT TAN 陈永达 | ACCA Graduate, RES
R043025D
Propnex Realty Pte Ltd
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