My Answer with regards to your Question:
Congratulations on receiving your Permanent Resident (PR) status! As a PR, you are eligible to buy an HDB flat in Singapore, whether it's a resale flat or a Build-To-Order (BTO) flat. However, there are some considerations to keep in mind:
Eligibility for HDB Flat Purchase: As a PR, you are eligible to buy an HDB flat, but there may be certain restrictions or eligibility criteria depending on factors such as your household income, citizenship status of family members, and whether you or your spouse have previously owned a residential property in Singapore or overseas.
Type of HDB Flat: You can choose to purchase either a resale flat or a BTO flat, depending on your preferences and eligibility. Resale flats are available for immediate purchase from existing owners, while BTO flats are newly built and sold directly by HDB through regular sales exercises.
HDB Loan Eligibility: As a PR, you are eligible to apply for an HDB loan to finance the purchase of your HDB flat. The loan amount you can qualify for will depend on factors such as your income, financial commitments, and credit assessment by HDB.
Financial Considerations: Before proceeding with the purchase of an HDB flat, it's important to assess your financial situation, including your ability to afford the monthly mortgage payments, associated costs such as stamp duty and legal fees, and any other financial commitments you may have.
Grants and Assistance: Depending on your eligibility criteria, you may be eligible for various housing grants and schemes offered by HDB to help with the purchase of your flat. These grants can help reduce the upfront cost of purchasing a flat and make homeownership more affordable.
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https://www.propertyguru.com.sg/agent/able-s-k-toh-61591 Final Note: For BUYERS: SOLUTION for sourcing of RESALE and NEW PRIVATE Home such as Condominium or Landed properties. Represent you as BUYER > Currently there will be NO FEES CHARGED TO YOU/ FREE SERVICE.
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