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Good afternoon,

May I know if the existing HDB property is bought before 30 August 2010? If so, and its a non-subsidized flat, to my understanding you can inherit the HDB flat even if you own private property at the point of inheritance. It used to be that HDB has stated this on their website but now it seems to have disappeared, it may be advisable to clarify with HDB Branch on this. Another piece written by a law firm states the same.

https://pkwalaw.com/hdb-inheritance/#:~:text=If%20the%20deceased%20bought%20the,live%20in%20the%20HDB%20flat.

If its bought after 30 Aug 2010, you cannot keep 2 properties and have to decide which property to sell at point of inheritance. HDB also does not allow 1 owner to own 2 HDBs at any one point of time, so definitely one of the HDB flats have to be sold upon inheritance, if you opt to purchase HDB flat now.

If its the former scenario, and for the above reasons, it may be better to opt for a condo since there is a possibility to inherit all the properties aforementioned.

Hope the above clarifies. I can also assist in drafting the enquiry with HDB Branch to clarify with more info from your side. May I have more info and requirements about your plans so as to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
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Hi,

I would be most glad to assist you further and please feel free to let me know if you need any assistance. Have a good day ahead.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi, appreciate your sharing and understand what you are going thru. Allow me to share and breakdown for you the Pro and Con for the choice, so that you are able to decide what is best for you to proceed.

Looking forward to assist you at 9696 4398  or email stewartlim96964398@gmail.com

Cheers
Stewart-PropNex Read More

https://www.hdb.gov.sg/residential/living-in-an-hdb-flat/changing-owners-occupiers/change-in-ownership/change-in-flat-ownership/eligibility

If I read correctly from this site, it states that:

Owners of private property or owners who have disposed of a private property within the last 15 months may take over the ownership of an HDB flat if they meet the following:

- The existing flat owner has fulfilled the requisite occupation period
- At least 1 of the proposed owners is a Singapore Citizen
- All proposed owners and listed occupiers must continue to live in the flat upon the change in flat ownership.

I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

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