6 Answers

Ivan Ng

Its kind of a broad question, do you have a particular location or number of rooms/unit size in mind? Finances wise, usually buyers try to derive their budget by asking themselves the downpayment+stamp duties (which is at least 23% of purchase price) they are comfortable paying, as well as the monthly mortgage they are willing to service (assuming 80% loan). This will give you a rough idea to narrow down to the optimal price range.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395
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Website: http://www.ivanng10.com/clientreviews
(Client's Testimonials)

**Note: We are not prompted when you respond here, hence please get in touch directly. Look forward to hear from you soon! **

-- HDB BTO 4rm Sellers Mr. Farvin & Ms. Sel --

Ivan was the first agent that we met up with and right from the offset we had good vibes as he has a friendly personal approach, detailed working style and focuses on building the long-term relationship.

Our unit comes with its challenges but Ivan remained positive and had no qualms committing to our plans right from the start. It took only 6 weeks of aggressive marketing for him to secure a good offer which was a pleasant surprise in the end.

Ivan was always responsive and we had no worries to pass him the house keys. The whole process was transparent and hassle free, and he was always thinking from our point of view on how to make life easier for the client. He is a committed professional and has fast execution, so we felt assured that things are done well and we can entrust the sale process entirely to him.

--- HDB Flat Upgraders Mr. & Mrs. Lee ---

We decided to engage Ivan as our agent as we were impressed with how he answered the enquiries on property guru website.

He has helped us to find our ideal unit and also sold our current unit. He was very patient and never pushy when we were looking for our ideal unit. He would tell us that it is always important to find a unit that we really liked.

When it comes to selling of our unit, he was always prompt in arranging for viewings and he also tried his best to arrange and consolidate the viewings due to our time constraints. He is a reliable and prompt agent and is always willing to clarify any concerns and questions that we have.

Thanks Ivan! :)

-- HDB 5-rm Sellers Mr. & Mrs. Ting --

We have engaged the services of Ivan Ng for sale of our property at Pandan Gardens. He is professional and systematic in his marketing approach.

He is hardworking and committed to his work. He puts in great efforts in arranging clients for viewings and kept us updated thereafter. He is ever ready to help and guide us whenever the need arises.

He provided us with sound and useful advice as well as closely follow through from the start till the smooth sale of the property within a short period of time.

Thanks, Ivan. Keep up the good work! Read More


Nick Tan
Dear Sir/Mdm,

Your income is in a comfortable range to secure a home loan. However, I will also need more information such as your current age to determine what is the estimated loan amount you are looking at before I can recommend you a budget.

The apartment you are buying is for own stay. Any particular area you are looking at? A home is an asset which should appreciate in value in the years to come. Therefore, it is IMPORTANT to purchase a good project in a location where there is upside potential.

Please feel free to contact me so that I can gather more details from you before making some informed recommendations to you!

Nick Tan
(M) +65 9644 4854
(E) nick96444854@gmail.com
(W) www.nick-tan.com

Testimonial from Satisfied Clients (2016/2017)
“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefited a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
Susana (Buyer)

“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”
Mr and Mrs Chan (Sold and Bought a property through Nick)

“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
Mr & Mrs Wong (Property Seller)

“I would like to recommend Nick Tan from SRI. Before we engaged Nick, we were working with another agent from a very popular property agency in February 2017. We decided to terminate the contract after 5 weeks of zero viewings and no paper advertisements. Basically he was just waiting for phone calls. We engaged Nick on 20th April and by 10th of May, our unit was sold off. Why Nick? 1. He has good marketing strategies 2. He always kept us posted on what he did (communications!) 3. He made sure we understand the current market situation but he will consistently reassure us that the unit can be sold off 4. He is not greedy and trusting 5. He walks the talk”

Peter & Wendy (Property Seller) Read More


Freddy Lim
Dear Sir/ Mdm,

To enquire about loan, age is a very important factor. Since you did not mention, I just assume that your age is around 45" so that I can give you a rough estimation.

Case study: assume buyer age is 45,
Since you said cpf around $100k, and high yearly income of $150k, I assume you are a self employer.
For self employed, you need to prepare past 2 years NOA.

after calculation, you can loan up to estimated $820,000. This figure will be lower if you have any personal loan or car loan with bank.

If this is yr 1st house, you can loan up to 80%, which come out to be property prices ranging at $1.15mil.

But you need to prepare (5% cash), and (cpf/cash 15%) cos bank only loan 80% of sale price.

If you dun want to come out much cash, just lower budget below $1.15 mil will do the trick.

For a budget of $1,1x mil , there are some choices you can chose from. Kindly contact me for further info.

If you like my explanation, kindly call me @ 9040-8048.


Freddy Lim
Senior Marketing Director
Huttons Asia Pte Ltd
hp; 9040-8048 Read More


Robbie Chen Chee Howe

There is insufficient information provided for me to derive an accurate assessment for you.

To give a more appropriate advice, I will need to know your age, nationality, number of properties currently owned, and your Cash-on-hand.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305. I will be happy to assess and share with you the possibilities for you and your partner in the current market.

Thank you.

Best regards,
Robbie Chen
9748 6305
PropNex Realty Read More


CK Ang
Do you preferred to purchase project under construction or ready property. The general payment is 5% booking fee + 15% down payment + 80% bank loan. For me to compute the estimate loan quantum, kindly drop me an email for me to assist you.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
9046 3808
res.ckang@gmail.com Read More


YT Tan (陈永达)
Good evening buyer,

you can determine your budget by finding out how much loan you are eligible for and how much finances be it cash or CPF OA funds you have on hand for initial outlay.

Perhaps we can meet up over a cup of drink so we can discuss and explore the options available to you.

Hope to hear from you soon!

"Your Freehold Ally, Leasehold Tactician"

YT TAN 陈永达 | ACCA Graduate, RES
Associate Group Director
Propnex Realty Pte Ltd
Blk 480 Lorong 6 Toa Payoh, #11-95 HDB Hub East Wing, Singapore 310480

(M): +65 9111 5171
(E): yt.tan91115171@gmail.com
(FB): www.facebook.com/yttanassetprogessor

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