AskGuru Q&A Community

Hi there, many of my friends are doing the same.

Don't worry about any income ceiling.
There is no income ceiling unless you are applying for CPF Housing Grant or an HDB Loan. So I recommend that if you have such an issue, go for a bank loan instead.

You cannot own any private property or property investments overseas like land banking etc.

However COVs are still on the way down. We anticipate that they will continue to slide. Let me know how I can assist and advise you which are the better locations to look at - that is if you have no specific preference.

Making dreams come true, one home at a time,

Yian Tay
ERA Realty Network Pte Ltd
Mobile: 82884499 
Email: yiantay.era@gmail.com
CEA Regn - R027190C Read More

Afternoon,

Since you are looking at purchase of resale HDB unit under single scheme, there is no restriction unless you intend to utilize HDB loan.

Do feel free to contact me if your require further assistance.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi QNS

There is no restriction on location, and if you are going for HDB loan, you can loan up to 90%. Cheers!

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

HI QNS,

If you income is above $5k, you would need to take a bank loan. If it is less than that, you are eligible for HDB loan and Single Grant of $15k.

Feel free to contact me if you have further queries.

Thank you.

Angela Chua
OrangeTee.com Pte Ltd
CEA Reg No: R007702C
H/P: 9323 3330  Read More