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Dear sir/mdm,

Is the landed unit an owner occupied unit or brand new unit? There is potential solutions to the situation, however, subjected to the sellers' agreement. It will be more viable if the shortlisted unit is a direct developer sale. Perhaps you may want to bring this discussion in private so I can share more with you?

I have been in the real estate business since 2009, with more than 10years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Associate Deputy Group Director
Salesperson Registration No. R014783H
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
[main] +65 6471 8888  [mob] +65 81577565  [LDA] +65 92787772 
www.geryllim.com
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Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ http://l.ead.me/7772 Read More

Good afternoon,

May I know whether the landed is an under construction or completed development? It depends on how flexible the vendor/seller is on the timeline and any conditions attached, and one solution could be to lengthen the exercise period. Perhaps we could brainstorm the scenarios together so as to be able to achieve a smooth transition while meeting the key requirements?

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
ERA Diamond Achiever

ERA Top 15th Achiever in April 2019 (Top 1% Company Level)
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-- EC Sellers, Private Property Buyers Dr. Chan & Ms. Xie --

I would like to compliment Mr Ivan Ng for his professional work and effort.I sent my first post in Jan 2019 and Ivan replied promptly, so I have decided to contact Ivan for follow up. My EC was not ready for sale due to MOP (another 3 months from Jan) at that time and Ivan was able to give me advices on how to proceed from there. Initially we have decided to try to write to HDB for early sale but since it was only 3 months left, eventually we waited for another 3 months while we looked for our next property. Ivan was able to arrange for new property showroom appointment at a timely manner while helping us to list for our EC for sale. We were a bit worried when our EC sale time was longer than expected due to trade war, but Ivan was able to reassure us that our EC would sell. By November, he managed to secure a buyer for our EC. Thank you. Read More

Dear Sir,

Thank you for your query.
From the looks of your question, and the need for a detailed calculations, we will need more details.
So what I can suggest is for you to drop me a message and I will send you the details that I need. I will then churn out a financial report with detailed timeline understanding for your perusal. This will be an intricate process as there are a number of components to the calculations. Calculations for affordability and reserve is paramount in any purchase. I am also currently marketing a few condos and a landed property; hence, am very experienced.
I have held many such cases in my career and will be glad to offer advise and insights as a form of preliminary discussion to expedite your plan. It will also be useful for me to run through transaction caveats of your property and customise and sales and purchase report for your understanding and perusal.

Please visit my website : www.kumarrai.com for all the up to date awards, testimonials and accolades. Thank you very much!

D Kumar
 +65 96659926 
ERA Associate Division Director
#1 team of ERA in Singapore, Asia Pacific International for 2014/5/6/7/8/9

ERA 2015 Q1 Top Achievers (Top1%)
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Hi Sir,

I think ABSD is not going to be your only obstacle. Because, if you currently have an outstanding loan, your LTV is only max at 45%, which means your downpayment is 55%, and not the 25% that you had mentioned.

If your plan is to avoid ABSD while upgrading to a landed property, and at the same time qualify for the max 75% loan, the buyer of your condo has to exercise for their purchase before you exercise for your purchase of the landed property.

This will require proper timeline planning, as well as the agreement of the Seller of the property that you're looking to purchase. And I would strongly suggest that you engage a proficient agent for your housing plans, as this would ensure you avoid these pitfalls while doing selling and buying at the same time.

I am experienced and well-versed in residential transactions. I will be able to assist you in your property plans.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Hi Do contact me at 97970200  to understand more and propose a few solutions for you.

Mark, your RIGHT choice
Propnex Read More

Dear Sir,

It is advisable to sell your condo first before committing on the landed because if you commit first, it is actually a risky move as you will not be able to recover the ABSD paid upfront if you did not manage to sell off your condo within the 6 months window.

I have assisted clients in similar situations before to plan the transition. Please feel free to contact me so that I can understand your situation and objectives better before assisting you further.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS) / Cert-in-REA
(E) nick96444854@gmail.com

Visit my website to get to know me better:
www.nicktan.com.sg

I was featured recently on Council for Estate Agencies (CEA) Newsletter:
http://bit.ly/CEAnews

Testimonial from Satisfied Clients

“I would like to recommend Nick Tan from SRI. Before we engaged Nick, we were working with another agent from a very popular property agency in February 2017. We decided to terminate the contract after 5 weeks of zero viewings and no paper advertisements. Basically he was just waiting for phone calls. We engaged Nick on 20th April and by 10th of May, our unit was sold off. Why Nick? 1. He has good marketing strategies 2. He always kept us posted on what he did (communications!) 3. He made sure we understand the current market situation but he will consistently reassure us that the unit can be sold off 4. He is not greedy and trusting 5. He walks the talk”
Peter & Wendy (Property Seller)

I write to commend Nick Tan (R040814C). When my husband and I first met Nick, we were impressed by his drive, commitment, business acumen and strategical thinking, and decided to engage him. We were not disappointed. Nick sourced for prospective quality buyers in a targeted methodical fashion and was effective in connecting us with serious buyers, notwithstanding the fact that the search primarily took place over Dec – Feb (a traditional lull period). Throughout the transaction, he also gave us helpful advice in various aspects; the advice reflected his personal experience and expertise and was not simply regurgitated from public sources without any value-add. Further, Nick went beyond the call of duty of a competent professional. He had a sense of humanity in the way he interacted with myself and the other parties to the transaction such as my parents. As an example, my newborn daughter was warded into A&E on the completion date of the transaction; the care and concern that Nick showed went beyond the scope of work of an estate agent. I commend Nick for his capabilities and character, and would certainly wish to engage him for future property transactions.
Weilun & Benita (Property Seller)

“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
Mr & Mrs Wong (Property Seller)

“Nick has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations. We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
Susana (Buyer) Read More

Hi, I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Hope to hear from you soon and have a great week ahead. By the way, it is advisable to sell off your current condo first before you make the next purchase as due to the weak market sentiment, it may take a longer time to sell than usual.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Good day sir / madam .

As soon as the buyer of your condo has exercise the option , you are free to buy the landed without ABSD and qualify for max loan ( subject to tdsr total debt servicing ratio , in other words your age and income ) .

Kindly contact me joanne chia at hp 8333 3327  for a no obligations chat for your property needs .

My charges are 1% for exclusive selling rights to your condo , or 2% for open listing.

NO COMMISSION CHARGEABLE WHEN I SERVE PRIVATE PROPERTY BUYERS.

Joanne chia .
Hp 8333 3327  Read More

Hi;

The available options varies depending on whether you are looking at resale landed unit or brand new unit from developer. So in order to be able to advice you correctly, i will need more info regarding your next purchase as well as your current unit. Perhaps you may like to contact me for further discussion as i'm unable to contact you via here. Thanks

Regards;
Lyna Song
 9623 8442 
Associate Group Director
Propnex Realty Pte Ltd
lynasong@hotmail.com
https://wa.me/6596238442 Read More

Hi Sir,

I think ABSD is not going to be your only obstacle. Because, if you currently have an outstanding loan, your LTV is only max at 45%, which means your downpayment is 55%, and not the 25% that you had mentioned.

If your plan is to avoid ABSD while upgrading to a landed property, and at the same time qualify for the max 75% loan, the buyer of your condo has to exercise for their purchase before you exercise for your purchase of the landed property.

This will require proper timeline planning, as well as the agreement of the Seller of the property that you're looking to purchase.

I would strongly suggest that you engage a proficient agent for your housing plans, as this would ensure you avoid these pitfalls while doing selling and buying at the same time.

I am experienced and well-versed in residential transactions. I will be able to assist you in your property plans.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More