Asked by Tan
I am SPR from Malaysia. I am planning to buy a resale HDB flat. I have some questions that need help from all the guru here.
1) Can i know other than 20% down payment + COV, what are money/fees that i need to prepare for? How to calculate the fees?
2) What is the Legal fees about? I saw from internet there are HDB Legal Fee and Bank Legal Fee, what is the different? What are the pros and cons to lawyer appointment ed by bank? Can we find our own lawyer?
3) Is the bank charge any admin/hidden fees for the loan we take with the bank?
4) Is it a must to find a buyer agent? What the buyer agent will help other than bring us for viewing the HDB and negotiate the price with the seller agent?
Thank you very much!
1) Can i know other than 20% down payment + COV, what are money/fees that i need to prepare for? How to calculate the fees?
2) What is the Legal fees about? I saw from internet there are HDB Legal Fee and Bank Legal Fee, what is the different? What are the pros and cons to lawyer appointment ed by bank? Can we find our own lawyer?
3) Is the bank charge any admin/hidden fees for the loan we take with the bank?
4) Is it a must to find a buyer agent? What the buyer agent will help other than bring us for viewing the HDB and negotiate the price with the seller agent?
Thank you very much!
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