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Good afternoon buyer! With your budget of $180k cash/ CPF, you should be able to afford a $642k property taking 20% downpayment, estimated 3% buyer's stamp duty and 5% additional buyer's stamp duty into consideration. You will have limited choices for a resale studio/ 1 bedder. If for new launch, you should be able to afford a 2 bedders at Riverbank @ Fernvale. The show flat will be up for viewing this week soon. Will you be keen? Btw have you gotten your in principle approval from banks yet? Its advisable to apply for it first before house hunting. Why not let my panel of bankers to advise on it then we work things out from there. Hope to hear from you soon! Cheers! Warmest Regards, YT TAN 陈永达 | ACCA Graduate, RES Senior District Manager R043025D ECG Property Pte Ltd (A Wholly Owned Subsidiary of ECG Group of Companies) Estate Agent no. L3009759F Blk 190 Lorong 6 Toa Payoh #05-508 S (310190) (M): +65 9111 5171  (E): yt.lovelyhomes@gmail.com (W): www.yttan.com (W): yttan.stproperty.com.sg/ (W) www.lovelyhomes.com.sg (W) www.ecgproperty.com Read More

Based on your criteria, you are likely looking at a 1 bedroom. There are indeed some options available for yourself. However what is key moving forward would be picking the right property which gives room for capital appreciation and yet provides a limited downside risk. I would love to hear more from you in terms of preferred location, holding horizon and etc, do drop me a call/sms/email for a non-obligatory discussion and I would definitely share more insights with you. Zavier@86662221, zavierzhang.biz@gmail.com Read More