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Good afternoon Maggie, You must form a family nucleus either with a SPR or SC to purchase resale HDB. You must sell off your resale EC within 6 months after HDB second appointment. To find out how much loan can you obtain from bank, I can ask my panel of bankers to advise you on your in principle approval. Hope to hear from you soon! Cheers! Warmest Regards, YT TAN 陈永达 | ACCA Graduate, RES Senior District Manager R043025D ECG Property Pte Ltd (A Wholly Owned Subsidiary of ECG Group of Companies) Estate Agent no. L3009759F Blk 190 Lorong 6 Toa Payoh #05-508 S (310190) (M): +65 9111 5171  (E): yt.lovelyhomes@gmail.com (W): www.yttan.com (W): yttan.stproperty.com.sg/ (W) www.lovelyhomes.com.sg (W) www.ecgproperty.com Read More

Afternoon Maggie, Resale EC is considered as private property, hence you will be eligible to purchase it even as single SPR. To purchase resale HDB, you need to be married to anther SPR or SC, in order to be eligible. Do note that you are also required to remove your ownership status from the EC within 6 months from collection of keys to your resale HDB. Since it's a HDB regulation that you have to remove your ownership status on private property after purchase of resale HDB unit, you are likely to obtain 80% loan. This is however subjected to your MSR and TDSR review. Do feel free to contact me if you require further assistance. Regards Mike Lim 96929209  m52i@yahoo.com ERA Read More