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yes, you & ur mum can buy a resale HDB flat, provided both are PR
if you would like to understand further the relevant policies & procedures about purchasing a resale HDB flat, please reach me at +65 97515995
, or email at Robertpeng@hsr.com.sg
You and your mum can purchase resale unit under Public Scheme. Both of you can be the owner of the unit or your mum can be the essential occupier. As for mortgage loan, you can engage banker to access your credit status so as to get an estimated figure. This will allow you to work out your budget for the purchase.