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I am Malaysian with Singapore PR. I bought a house last year and bond with 3 years MOP.

Recently I just resigned from my job and unable to find a suitable jobs. I am quite desperate and wish to go back and work in Malaysia.

Can I sell my HDB? If yes, how much the maximum penalty will charge? If my HDB valued at 300k during purchasing (6th floor), how much the market now that I should get to reduce my losses? How much COV I should get to prevent big losses?

Can I work at oversea and rent out the whole HDB? And pay installment by cash?
If yes, how to do that?
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