Good morning Sir/Mdm,
Cash component of a purchase will depends on which type of loan you are getting.
If you are getting HDB loan (max 90% of purchase price), the 10% downpayment can be fully paid by CPF OA funds.
Other fees will be:
1) stamp duty(cash/ cpf)
2) valuation fee $120 (cash)
3) resale application $80 (cash)
4) legal fee (cash/ cpf)
5) commission fee (1% of purchase price plus gst in cash) etc
Alternatively if you are taking up bank loan, you need to fork out more cash for the downpayment.
Max bank loan 75% therefore 25% downpayment consists of min 5% cash and 20% (cash or cpf).
Perhaps we can discuss over whatsapp, call or zoom to see how can we minimise your cash outlay as much as possible.
Hear from you soon! Cheers.
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