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I am currently living in a self-owned HDB flat & have completed the MOP of 5 years. Now I am planning to upgrade to a bigger HDB flat (4 bedroom) near to an MRT station which could be nearest to the city area. I would request someone to help me figure out the cost of selling my current flat as well as cost of buying a new flat (excluding valuation portion) so that I can plan my finances. Also looking for an agent who can help me advise on few locations as per my expectations.
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8 Answers

Hi,

Sure will be glad to assist. I have just assisted a couple to upgrade from their 4-rm in Toa Payoh to a 5-rm unit in Ang Mo Kio. We went through the financial plan and transition timeline before commencing anything as they needed an overall picture to be confident. Perhaps I can have more details of your current and potential future place so to make better recommendations?
Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
Facebook Page: www.facebook.com/ASAProp
Website: http://www.ivanng10.com/clientreviews
(Client's Testimonials)

--- HDB Flat Sellers Uncle "Seng" and Mdm. Png ---

Translation from Mandarin:

We are from the Pioneer Generation, already in our 70s, and have no experience selling HDB flat. As our new BTO is arriving, we considered selling our flat earlier.

We felt he was a patient agent who is willing to hear out our plans and concerns, and explain new HDB selling procedures clearly to us. He is also a hardworking agent who did Roadshows for weeks to create awareness for our unit, and we quickly found a buyer through this avenue.

We also appreciate that he made the extra effort to accompany us down to the Banks and Town Council to help us with the outstanding paperwork procedures, and ensure the sale go through smoothly. Throughout the process, we always felt assured and happy, as Ivan was always professional, accessible and saw things through till conclusion. Ivan will remain as a family friend and we will be glad to invite him over for coffee when our BTO is ready.

--- HDB Flat Sellers Mr. Hayum and Ms. Azizah ---

Ivan has justified our faith in appointing him as our Exclusive Agent. He transacted our unit at 620k, above valuation & highest price ever achieved for our block, within 2 months.

In a slow market, you need a proactive & committed agent who puts the extra effort. Besides advertising in papers & online intensively, he also had personally distributed flyers & spoke to potential buyers in neighboring blocks to increase exposure. Every week there were viewings & feedback.

He actually secured 2 attractive offers but assessed that the 2nd one will be a more smooth transaction. We're glad to have proceeded with his advice for a successful completion. Throughout he was professional and responsive. We wish him a great career and will be happy to recommend his services.

--- HDB Flat Buyers Mr. & Mrs. Lau ---

"As 1st-timer Buyers we had plenty of questions, and were uncertain on how best to proceed. A discussion with Ivan cleared our doubts and our plans could progress quickly. We are comfortable with his working style as he is not pushy, and tries to think from our point of view.

It took us about 8 months & at least 30 viewings to find something ideal, & Ivan was always happy to 'house-hunt' with us, always emphasizing "Don't worry, suit you then buy. Important is that you all buy happy & parents endorse the unit".

Eventually, we got our ideal unit, negotiated below valuation. The financial planning calculations were smooth, breakdown was detailed and schedule of payments illustrated clearly so we know what to expect at each phase.

Every phase of hdb process & timeline was explained in detail & hassle free. If you're looking for an agent who is professional & patient, can give Ivan a call. He values the long-term relationship and looks out for your interests. Thanks Ivan and see you at our housewarming!" Read More
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Robbie Chen Chee Howe
Hi,

Congratulations on fulfilling your 5-year MOP! Now that you have the options of upgrading, may I know which location you are looking at? Before proceeding to upgrade, you need to work out a budget that is within your comfortable means. I suggest we arrange a good time to take this discussion further.

Please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
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YT Tan (陈永达)
Good morning upgrader,

I will love to assist in your property upgrading plans. I recently just assisted a couple to upgrade from 3rm to 4rm flat due to growing family size.

Care to share more information:
1) CPF utilised plus accrued interest for current flat
2) any outstanding loan
3) balance CPF OA funds (unused)

With all these information, I will be able to draft out a full financial plan as guide for us along the whole transition.

Hear from you soon!

- Your Leasehold Ally, Freehold Tactician -

1) Like my FB page: www.facebook.com/yt.tan91115171

2) Just to share!

Only a one time sign up, you will be able to receive a free SMS update on the value of your home and neighborhood from me on a monthly basis.

Click this now: http://goo.gl/Gg5pe3!

Join me on board towards a hassle free update on valuation now!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Senior Associate Marketing Director
R043025D
Propnex Realty Pte Ltd
Estate Agent no. L3008022J
Blk 480 Lorong 6 Toa Payoh, #10-01/11-01 HDB Hub East Wing, Singapore 310480

(M): +65 9111 5171 
(E): yt.tan91115171@gmail.com
(W):www.yttan.com

Powerful Negotiators
No1 team in Propnex Read More
0
Afternoon,

The basic expenses for selling of unit will be the following:
1) HDB admin fee
2) Legal fee
3) Upgrading cost, if applicable
4) Commission payable

The cost of purchase of HDB resale unit will be as following:
1) Down payment
2) Legal and stamp duty
3) Valuation report
4) Tax refund
5) HDB admin fee
6) Insurance

Without understanding your current unit location, the outstanding loan and how much CPF had being utilize, along with the estate that you are looking into, it would not be possible for me to provide you with the necessary insight.

Do feel free to contact me for further discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
0
Hi upgrader

Do contact me at +6597970200  with your expectations and we can discuss on a solution.

Mark, your RIGHT choice
SRH Read More
0
Hi,

First of all, we dun know where you are staying currently, but if you are looking at a bigger rooms near MRT, nearest to city area, average price could be at $7xxK to $8xxK.
If you do not mind to have a phone chat for more details, pls give me a call or sms anytime @ 9853 2365  .

Thanks,
Sim Lenghua
ERA Read More
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Joanne Chia 谢诗琳
good day sir / madam

Kindly contact me for a no-obligations chat for your property needs .

Would need more details from you to advise you , and to recommend you good options .

my charges are 1% commission for exclusive selling rights to your hdb , or 2% for open listing .

Thank you .

Joanne chia
Chia_joanne@yahoo.com.sg
Hp 8333 3327  Read More
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GAN ENG JOO ONASSIS
Dear Buyer,

Re: Today’s SG Professional Choice- SGAgent.com & SGRealtor.com

Pls provide your contacts detail in order to contact you based upon your stated contents and walk you through the entire process with options.

Do not reply to this thread as we will not be alerted to any response posted on this thread. Get in touch with me via email or through my mobile.

I am contactable at 92222389  or onassis@sgagent.com / sgrealtor.com

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

Onassis Gan | R021244C | Today’s SG Professional l SGAgent.com & SGRealtor.com

EXPERIENCED. PROACTIVE. SINCERITY. FEEDBACK
ACTA (Full); PDCE (Singapore); MSc BIT(Middlesex); BBA (South Australia)

Featured Realtor Services recognition by SGReview.com and SGBride.com

Singapore Line : (+65) 92222389 
Malaysia Line: (+60) 111-0788889
Email: onassis@sgagent.com / sgrealtor.com
Skype: incomecare

Singapore Professional Networks “SGProfessional.com”-

I pledge myself to maintain honesty and uphold integrity, to pursue my profession and education so that I may provide my clients with outstanding services. Read More
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