As a Singapore Citizen (SC) who is below 35 years old and has formed a family nucleus with a non-citizen spouse and child, you may indeed be eligible for various housing schemes offered by the Housing Development Board (HDB). Here are some schemes you could potentially qualify for:
1. **Non-Citizen Spouse Scheme:** This scheme allows SCs who are below 35 years old and married to non-citizen spouses to buy or own an HDB flat.
2. **Parenthood Priority Scheme (PPS):** This scheme gives higher priority for the allocation of public housing to families with children who are Singapore Citizens. Once your child obtains SC status, you may be eligible for this scheme.
3. **Balloting for Built-To-Order (BTO) flats:** As a family nucleus, you may be eligible to apply for BTO flats when HDB launches such projects. Keep in mind that BTO eligibility is subject to various factors, including income ceiling and eligibility conditions for specific BTO launches.
4. **Sale of Balance Flats (SBF):** Similarly, you may be eligible to apply for SBF flats when they are made available by HDB. SBF flats are unsold units from previous BTO launches, as well as other flats returned to HDB.
5. **Parenthood Provisional Housing Scheme (PPHS):** If you need interim housing while waiting for your BTO or SBF flat to be completed, you may consider applying for PPHS, which offers rental housing to eligible first-timer married couples with children.
It's essential to review the specific eligibility criteria, including income ceilings, citizenship status, and other requirements, for each scheme you're interested in. You can find detailed information on HDB's official website or consult with an HDB officer for personalized advice regarding your housing options.
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