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Yes resale flat. The S&P process needs careful and confident planning with resale checklist submission, HDB, CPF, bank and lawyer etc. Recently my client 'suddently' bought a dream condo while 'holding on' to a HDB flat. They needed the extra 'funds' for the condo. Hence, after a series of planning, discussion and deliberation, they finally decided to sell their HDB unit. If you want a consistent S&P process, call us for an opinion. The stress relief effort is enormous and the commission is insignificant. Check this site: www.catherinepang.com Read More

Hi Bettyboop,

As a single 35-year Singaporean, you qualify to buy only from the RESALE market and Not direct from HDB.

You can buy it Alone and there are subsidy given to you too if you qualify.

I'll be glad to assist you in detail the procedures needed to purchase your desired house. In fact, I've assisted a client of mine with the same situation as yours to buy a 4-rm in Hougang. Do contact me for a non-obligatory discussion.

God bless!

LB TOH
District Director
ECG Property Pte Ltd
CEA Reg. R014840J
Mobile: +65 97989633 
Email: Laibeng.toh@gmail.com
Website:www.LBTOH.myweb.sg Read More