AskGuru Q&A Community

Hi,

With respect to overseas income, it is better if you speak to a few banks to see how much financing they are willing to support. As a local SC, the same housing eligibility rules apply, as if you were working in Singapore. It is just the loan financing aspect that needs to be cleared up. Thanks and hope to assist with your purchase further.

Warm Regards,
Ivan Ng
Proactive. Sincerity. Feedback.
Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
CEA Registration Number: R052114D
ERA Realty Network: L3002382K
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials) Read More

Good morning buyer,

If this will be your first purchase (matrimonial house), you will not be subject to additional buyer's stamp duty.

As for mortgage, do let my banker/s advise you on your in principle approval first so you will have a gauge how much loan can you obtain. Be it for HDB or condo purchase.

If you are keen to purchase a HDB, you need to meet the eligibility first. Combined income ceiling is $12k.

Probably you can share more with me so I will be in a better position to advise you.

Hope to hear from you soon!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com
(W): www.propertyavenue.com.sg Read More

Hi,
Bank can assess your finance base on your the proved of income at oversea.
To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More

Hi,

The first step forward is definitely the loan eligibility to asses the loan quantum, after which I will be in a better position to construct the financial computations & progressive payment to ascertain which residence options will value add your property portfolio.

I have led many individuals in their purchases and will be glad to assist you similarly with the payment timeline and procedure. To add, there is no agent fees involved and I will walk you through the entire process step by step ; from shortlisting to negotiation to paperwork to admin/legal matters and more! Do visit my website for my latest awards and testimonials @ www.kumarrai.com. Thanks!

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com ( Recent Awards and Testimonials)

#1 team of ERA in Singapore, Asia Pacific International for 2014.

ERA 2015 Q1 Top Achievers (Top1% of ERA)
ERA Top Achievers 2013/14
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award

P Group
2015 Feb/ April/May/June/ July/ August ERA Top Achievers
2014 Aug/Sept/3rd quarter/Dec/ Overall 2014 ERA Top Achievers Read More