To answer your questions :
Renting from HDB: pls refer to this link for eligibility:
HDB renting : Household income cannot exceed $1500/ per month. Otherwise you need to rent from the open market.
For Buying at resale market: if you are buying for the first time you are eligible to loan from HDB at 90% with a $20K housing grant on conditon your spouse is SPR. Thereafter if your Spouse convert to Sg Citizen or you have SC children later you can top the housing grant.
Household income must be $8000 & below for HDB loan otherwise you have to loan from bank.
HDB loan - must be at least 3 month employed in the same company.
Bank Loan - must be at least 6 month employed in the same company.
Loan amount approved base on the your monthly income and your creditability.
It is best that you search your "LOVELY" home when you are back in Singapore. So that you can feel the "Chemistry" connected to your new house and also saving your trouble in getting a PA at Singapore and documents process at your country of stay.
Any further guery you may reach me at 96701057
or email me at email@example.com
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