Hi Alex,
I believe it would be wise to get a loan approval done firsy, in order to establish if you are able to obtain 80% loan. This is the fundamental step in purchase. From here, we could deduce the feasibility. Once your loan hurdle is crossed, the cash down payment component is rather alright to manage; given there are personal loans etc options we could explore.
Do contact me so that I can link you up to my network of bankers who will give you the different rates of the different banks at no cost, for your to consider. Hope to speak soon. Thanks!
D Kumar
+65 96659926
ERA Associate Division Director
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