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Hi,

Yes if you are married without children, it will be under the Public Scheme. For BTO flats, its already considered subsidized housing, hence unless you earn 5k & below (to qualify for AHG) or 8.5k & below (to qualify for SHG, non-mature estates) as a household per month, there are no other grants to apply for.

For resale flats, you have access to 1st timer grant of 20k, PHG, AHG depending on your income circumstances. It must definitely be 12k & below to qualify for 1st timer grant and hdb loan. Thanks and hope to assist with your housing plans further.

Warm Regards,
Ivan Ng ERA ASAP
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Good evening buyer,

Not to worry. Let me assist you further.

In fact for public scheme, both of your names will do. Dont have to add any children names.

For BTO, there is no CPF housing grant meant for resale HDB purchase as it has been subsidised. Unless your income is not high, you might be eligible for additional housing grant etc.

As for resale HDB purchase, you will be entitled to $20k (SC +SPR), proximity housing grant (if stay near parents) etc.

Hope my sharing is beneficial to your property purchase.

May I know how can I continue to value add in this resale purchase?

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
R043025D
Propnex Realty Pte Ltd

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W):www.yttan.com Read More

Hi

You may buy under the public scheme.

Resale flat can apply for CPF grant for 1st timer with an income of less than $12K.

Can apply for top up once the SPR becomes an SC.

Should you have other questions you may call 9620 0827  for a chat or email gavin.ng@orangetee.com Read More

Hi,

Re: Our Preferred SG Professional- Agent.myweb.sg & Agent.irealtor.sg

Yeah you are right, you can opt with public scheme while enjoy your part of grant for hdb purchase.

Feel free to engage me as your agent. I can assist you based upon your stated contents and walk you through the entire process with options.

Call me now, we can explore further in detail.

I am contactable at 92222389  or onassis@sgrealtor.com / sgagent.com

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

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