Hi Mr Chang,
You are coming back at the right time. Resale HDB flat price had been maintain stable for the past 7~8 quarters, though drop certain percentage throughout this period.
There is no better time to buy than in buyer's market.
You as a SC is always eligible to buy a HDB flat, especially you have already form a family nucleus. No waiting period is needed.
You may use all funds under CPF Ordinary Account and cash saving to acquire your ideal flat.
In fact, you can starts to understand the current pricing on the town/area, type/size of flats you are looking for, even before returning.
In order for you to prepare yourself for this purchase. My advise is to determine how you intend to finance your purchase if current fund is insufficient to pay for purchase.
There are 2 types of financial support you could seek:
(1) HDB loan
(2) Bank loan
Both has it's pros and cons, so it dependent on your needs to choose which is most suitable.
You should decide and enquire how much fund you could receive from them in order to finalise your plan.
Hope the above answer to your main concerns, but if there are more queries, please feel free to contact me at
90110636
, or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.
Best regards
Ling CK
90110636
ling.ck7@gmail.com
Note:
Any response to our answer do not reach us until we scroll through each and every queries posted daily.
The best way to get a follow up is to whatsapp or email us directly.
Read More
