Thank you for your query!
You are eligible to purchase a resale EC or private condominium. The options very much are determined by your finances for the purchase- and based on that info and your requirements I can furnish you with a feasibility plan , in line with your requirements, with potential appreciation in mind.
If you engage an agent to work specifically for you - you will not have to pay any fees (private property no fees) and at the same time be spared from hassles of the transaction from trawling through hundred of listings , to financial calculations to negotiation and more. It's more than picking properties off property guru. Should you decide to work closely with a specialist of your choice for further advise and assistance , please do contact me for a customised discussion session to value add your portfolio.
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With current residence status, you are allowed to purchase any private property including:
(a) EC passed MOP
(b) Private condo and apartment
In any property purchasing, planning is the most crucial as without this, there are too many variable and things might get out of hands.
(1) Your budget: Determine and confirmed how much you have and able to loan.
(2) Ownership: With your PR status, you only need to fork out 5% ABSD. If include your spouse, you will have to fork out 20% ABSD.
Are you able to finance the property alone or you need your spouse name included in the ownership?
(3) Location: Which region, accessible to public transport
(4) Size: Is the size in mind feasible, inline with budget?
(5) lease type: what lease type; FH, 999 yrs, 99 yrs?
(6) Conditions: Are you prepare to fork out additional to remake a run-down unit or prefer minimum redo.
Once you are able to determine the above and sure what had tabulated are accurate and correct. You are ready for your home search.
Hope the above answer to your main concerns, but if there are more queries, please feel free to contact me at 90110636, or email: email@example.com if more information is needed.
I'll be glad to assist.
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You may buy a private property. EC is considered private property and is not subjected to HDB rule after 5 years,
The budget is key to your planning and purchase.
You may write to firstname.lastname@example.org and we will help you with an estimation of your financial cash flow.
Gavin Read More
You are eligible to solely purchase a resale EC that is at least 5 years old to 10 years old. Foreigner are not eligible to purchase such resale EC yet, you can only purchase with your wife if resale EC has privatised.
Alternatively, you guys can look at private property like condo, apartments or even landed in Sentosa.
Hope my sharing aids in clearing your doubts.
May I know how can I value add further in your property needs?
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YT TAN 陈永达 | ACCA Graduate, RES
Propnex Realty Pte Ltd
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