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Hi,

1) Under the current HDB web, it is clearly stated all applicants should not own any residential private property locally and overseas.
2) But a household is allowed to own 1 non-residential property.
3) This non-residential property must be on a non-residential land zoning and/or permitted use for housing.
4) So it is fine to have 1 non-residential property under a household application.
5) You may refer to the web under Couples and Family -> Married couples and/or parents(s) with child(ren) -> Resale -> Interest or ownership in a property -> Non-residential property:
https://www.hdb.gov.sg/residential/buying-a-flat/understanding-your-eligibility-and-housing-loan-options/flat-and-grant-eligibility/couples-and-families

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Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636 , or email: ling.ck7@gmail.com if more information is needed.
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HDB did not specifically mention that only residential properties need to be sold prior to purchasing a HDB, but only indicate private properties, therefore it is best to check with them directly if you own a commercial property.

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My Answer with regards to your Question:

The current HDB regulations stipulate that applicants cannot own any residential private properties locally or overseas.

However, households are permitted to own one non-residential property.

Therefore, it is acceptable for a household application to include one non-residential property.

Let me assist further ,.....pm me

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