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I am a divorce pr . I want to buy a hdb unit with my 8yo sc daughter. (Shared custody n control)

Will I be eligible to buy?
Am I eligible to get housing loans

Will I be able to rent a unit with my daughter? N for this do I have to be sole custody of my daughter?

Any advise?
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3 Answers

My Answer with regards to your Question:

Eligibility to Buy a HDB Unit:

As a PR, you are generally eligible to purchase a resale HDB flat in Singapore. However, eligibility criteria may vary depending on factors such as your residency status, family nucleus, and citizenship of your daughter.

Eligibility for Housing Loans:

PRs are eligible for housing loans from HDB or financial institutions in Singapore. Your eligibility for a housing loan will depend on factors such as your income, financial stability, and credit history.

Renting a Unit with Your Daughter:

You should be able to rent a residential unit in Singapore with your daughter, even if you are not the sole custodian. However, landlords may have specific requirements or preferences regarding tenants, so it's essential to clarify your situation and needs when searching for a rental property.

Custody Arrangements:

While custody arrangements may affect certain legal matters, such as decision-making authority and visitation rights, they may not necessarily impact your eligibility to buy a HDB unit or rent a residential property with your daughter. Shared custody arrangements are common, and you should still be able to pursue housing options with your daughter.

Seek Professional Advice:

It's advisable to consult with HDB or a legal advisor to understand the specific eligibility criteria, requirements, and implications of buying a HDB unit or renting a property with your daughter as a PR with shared custody. They can provide personalized guidance based on your situation and help you navigate the process effectively.

Consider Financial Planning:

Before proceeding with any property purchase or rental, consider your financial situation, including your income, savings, and expenses. Ensure that you have a clear understanding of the costs involved and explore options for financing if necessary.

Overall, as a PR with a shared custody arrangement for your daughter, you should have housing options available to you in Singapore. By seeking professional advice and carefully considering your needs and circumstances, you can make informed decisions regarding housing for you and your daughter.

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1
Dear madam,

You will need to apply for HFE to check on your eligibility and housing loan. Housing loan is assessed based on your income and age if you are eligible to purchase a HDB. In terms of rental, do you mean to rent directly from HDB or in the open market?

I have been in the real estate business since 2009, with more than 14 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

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Warmest regards,
Geryl Lim
Associate Group Director
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
 +65 92787772 
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1
Hi,

1) From the preliminary information provided, you should be eligible to buy an HDB unit with your daughter.
2) You have to get expressed consent from your ex in writing to be submitted with the resale application since you only have shared custody and control of your daughter.
3) You may approach the HDB for assistance if you face difficulties obtaining the agreement from your ex via the feedback channel:
https://services2.hdb.gov.sg/webapp/BF12AWFeedback/BF12SFrontController?service=ServiceFeedback&operation=createFeedback
4) You can only apply for a bank loan instead of an HDB loan.

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer Read More
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