Asked by Anonymous
I am a 34 years old single Singaporean turning 35 in end Feb and my income is lower than 5K. Can I know if I can submit HLE application via HDB online now or I can apply only on my 35 birthday? Also how long will it get to be approved from the date of submission? And if I change to a lower paying job, will I need to inform HDB and re-apply the HLE? Or is it that the HLE will be valid for the 6 months and HDB will loan the full amount base on stated in the HLE, no matter if you get a higher paying job/lower paying job or jobless? Or HDB will do a second check when doing the actual purchase? btw, because I am earning less than 5k, I will be eligible for the 15k single grant. So if my income go above 5k when I purchase the resale flat, will they base my income declared during the HLE application or HDB will check agin when I purchase the flat? Thanks a lot for replying.
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