Good evening Mdm,
Sorry to inform you that HDB only recognise Singapore Citizen's income for loan assessment under non citizen spouse scheme.
Since you arent working now, you wont be able to obtain any loan.
This will be applicable in the case for bank loan.
By the way have you ever thought of going into the private segment?
Bank will be able to recognise his income and both of you wont be hit by ABSD as well cause IRAS will grant you remission as its your MATRIMONIAL home.
Hope my sharing aids in clearing your doubts.
May I know how do I value add further in your property needs?
YT TAN 陈永达 | ACCA Graduate, RES
Propnex Realty Pte Ltd
(M): +65 9111 5171
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