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Hi Sir,

The HDB flat will be under your sold name, with your Wife as the "essential occupier".

Do take note that only your income can be taken into consideration with regards to your home loan.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Hi

You are the sole owner.

You may text 9620 0827  if you have further question.

Regards

Gavin Read More

Hi there,

Yes, you will be able to buy a resale HDB flat with your wife even if she is holding a LTVP.

However, please do note that your spouse must have a valid Long Term Visit Pass (least 6 months from the date of issue) at the time you submit your application to buy a resale flat. Your non-citizen spouse must be listed in the application as an occupier.

And you must meet the EIP and SPR quota for the block / neighbourhood when you submit the resale application.

For financing, you may also be eligible for some grants (ie. Singles Grant, AHG (Singles), Top-Up Grant (at a later stage), Proximity Housing Grant). However, do note that only your income will be considered when it comes to mortgage.

If you are still unsure or confused with the buying process, you may wish to WhatsApp or call me at 8700 1111  .

Regards,

Christina May
Mobile: 8700 1111 
Email: ChristinaMayTK@era.com.sg Read More