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I am 22 years old, and intending to buy a house with my mother as a co-applicant. My mother owns a current hdb flat with my father, and has not gotten any grants when she bought her house. MOP has been fulfilled.
May I know what status am I considered (first timer/ second timer), and what grants am I applicable for?
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2 Answers

Hi Jun Kai,

As your mother and father owns a HDB currently, she will not be eligible to purchase a HDB together with you as a co-applicant. Your parents are being counted as 1 entity in the eyes of HDB, therefore unless there are plans to sell the existing HDB which you parents own, you will not be eligible to purchase a HDB under your own name. Read More
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  • OJ
    That said, what if my parents sell their house?
Robbie Chen Chee Howe
Hi Jun Kai,

Sorry to inform you that you do not meet the eligibility conditions of owning a HDB flat.

Should you still wish to own a HDB flat, you will have to include your Mother as a co-applicant for the flat, and she will need to sell off the current flat that she co-owns with your Father. You Father will also need to be include (either as co-owner or essential occupier) for the flat that you're planning to purchase.

I am experienced and well-versed in both private and HDB resale transactions. I will be able to assist you in your housing plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
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