Hi,
1) Yes, under your current situation, you are eligible to apply for BTO income Deferment Assessment;
https://www.hdb.gov.sg/cs/infoweb/residential/buying-a-flat/new/finance/deferred-income-assessment
2) However, there are 2 more things you need to be aware of: loan and grant eligibility.
3) You met the criteria of applying HDB loan, which is to work for at least 3 months, but if you wish to include an allowance to increase your loan amount, you will need 6 months' payslips.
Detail can be found:
https://www.hdb.gov.sg/cs/infoweb/residential/financing-a-flat-purchase/housing-loan-from-hdb/income-guidelines-and-other-documents
4) If you need the grant to assist in your purchase, you will have to meet the requirement of working 12 months before application and still be working at the time submitting an application.
https://www.hdb.gov.sg/cs/infoweb/residential/buying-a-flat/new/schemes-and-grants/cpf-housing-grants-for-hdb-flats/firsttimer-applicants
Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at
90110636
, or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.
Best regards
Ling CK
90110636
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer
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