Asked by Nadarajah
How to pledge my HDB flat while I still have loan.?
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3 Answers
Hi, appreciate your sharing. Best to check with bankers before proceeding next move. I am ready to share how to do it.
Looking forward to assist you at 9696 4398 or email me at stewartlim96964398@gmail.com
Cheers
Stewart-PropNex Read More
Looking forward to assist you at 9696 4398 or email me at stewartlim96964398@gmail.com
Cheers
Stewart-PropNex Read More
https://www.cpf.gov.sg/member/retirement-income/retirement-withdrawals/withdrawing-for-immediate-retirement-needs/withdrawal-of-cpf-savings-for-property-owners
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Hi,
1) I assume you are referring to the pledging of the HDB flat to the CPF to fulfill the FRS.
2) If you read the CPF website carefully, you will read this:
(a) Need to maintain FRS in SA if no property.
(b) Need to maintain BRS in SA if own a property.
The above is not the exact wording from the CPF. I simplified the statement for easy understanding.
3) You won't need to pledge your HDB flat when you reach 55 years old. The CPF is not doing it anyway.
4) You only need to do the pledging when you reach 65 years old. So by then, you definitely would have fully paid for your flat.
5) You may make an appointment with the CPF to understand more from the experts.
https://www.cpf.gov.sg/appt/oas/form
Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!
Hope the above answer your main concerns, but if there are more queries, please feel free to contact me at 90110636 , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.
Best regards
Ling CK
90110636
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer
Note:
Any response to our answer does not reach us.
The best way to get a follow-up is to WhatsApp or email us directly. Read More
1) I assume you are referring to the pledging of the HDB flat to the CPF to fulfill the FRS.
2) If you read the CPF website carefully, you will read this:
(a) Need to maintain FRS in SA if no property.
(b) Need to maintain BRS in SA if own a property.
The above is not the exact wording from the CPF. I simplified the statement for easy understanding.
3) You won't need to pledge your HDB flat when you reach 55 years old. The CPF is not doing it anyway.
4) You only need to do the pledging when you reach 65 years old. So by then, you definitely would have fully paid for your flat.
5) You may make an appointment with the CPF to understand more from the experts.
https://www.cpf.gov.sg/appt/oas/form
Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!
Hope the above answer your main concerns, but if there are more queries, please feel free to contact me at 90110636 , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.
Best regards
Ling CK
90110636
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer
Note:
Any response to our answer does not reach us.
The best way to get a follow-up is to WhatsApp or email us directly. Read More
1