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Your husband will need to have his name removed from the current HDB in order to own a BTO with you. This is provided that his mother is eligible to be the sole owner of the existing HDB, and also able to refund your husband any CPF monies that he has used to finance the HDB. If it is not a fully paid HDB, then his mother will need to be financially ready to be eligible for home loan and repayment on her own as only home owners can be borrowers.

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Hi, your husband needs to remove his name from his current HDB, and his mother needs to be eligible to hold the HDB on her own as well as refunding the CPF interest and principal paid for the unit.

Hi, hopefully you managed to get your doubt or query answered. If so, then congrats! Hopefully you are doing well now.

If you are currently or planning to find a property agent, I can assist.

If you are interested in prices of houses in your neighbourhood, you may visit this website to find out more or contact me.

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If you are currently planning to go on a property journey selling/buying/renting/investing, I can be of assistance. Do feel free to reach out to me for more queries and assistance.

Landon Chew
97 39 60 40
landonchew@email.com Read More

Hi, appreciate your sharing. Upon successful key collection of the BTO, you are require to sell. If require the funds to roll over, have to sell 1st before allowing the funds to be back and roll over to purchase.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More

Hi,

I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Have a good day ahead. By the way, you could apply for the BTO flat first and your husband and mil could sell the existing flat by then before collecting the keys of the BTO.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi Mdm,

You will need to get your husband's name removed from the current HDB flat if your mother in law's intention is to retain the flat. You may approach the HDB branch office for assistance but if he had used his CPF on the flat before, your mother in law will need to return him the CPF + interests.

If your intention is to sell this current flat, then as long as the MOP is met, you will be free to apply for a BTO flat. Please contact me privately so that I can understand your intentions and provide you with further assistance.

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Nick Tan
(M) +65 96 44 48 54
B.Eng(Chemical)(Hons)(NUS) / Cert-in-REA
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Judy Rong (Seller) Dec 2023 Read More

1. **Name Removal**: Your husband needs to remove his name from the current HDB to buy a BTO with you.
2. **Mother’s Eligibility**: His mother must qualify to be the sole owner of the existing HDB.
3. **CPF Refund**: She needs to refund your husband the CPF money + interests he used for the HDB.
4. **Loan Readiness**: If the HDB isn’t fully paid, his mother must be financially okays to take a home loan and manage repayments on her own, as only homeowners can borrow .
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