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Hi, I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Hope to hear from you soon and have a great week ahead.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi,

Assuming $700k for just a simple illustration of an under construction condo purchase:

Assuming Singaporean 1st residential purchase, typical breakdown for example $700k purchase 1 bedroom unit as follows, assuming max 75% home loan :

5% cash 35,000

20% cash/CPF OA 140,000

3% approx for stamp duties and legal fees 18,100 (can use CPF OA if sufficient)

Typically this total amount needs to be ready within 8 weeks of booking of unit

Max 75% home loan
($525k, 1.5% pa, 30 years, monthly mortgage $1812).

Will need more info to know how much loan you can qualify for and how much actual downpayment required.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
ERA Diamond Achiever

ERA Top 11 Achiever in June 2020 (Top 1% Company Level)
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Contact: (+65) 97432395 
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**Note: We are not prompted when you respond here, hence please get in touch directly. Look forward to hear from you soon! ** Read More

Hi

In order to assists, I will need more information on your financial profile. As a guide, private property requires 25% downpayment 5% cash while 20% in CPF/Cash. Assuming a condominium at a price of $1mil:

5% Cash - $50k
20% CPF or Cash: $200 000

In addition there is buyer stamp duty amounting to $24,600 assuming the unit cost $1 million. For completed properties, you have to pay in cash first but can opt for a refund from your CPF account upon competion. I do provide a free and non obligatory discussions in regards to property transaction in Singapore. Do contact me at 93375051  for a discission on this.

Regards
Taufik Hussein
ERA Realty Network Pte Ltd Read More

Dear sir/mdm,

Loan amount eligible for is subjective to the borrower's age, income and credit records, based on 60% Total Debt Servicing Ratio framework.

The minimum downpayment required for any purchase of private property in Singapore is 25%, where minimum 5% of this amount must be in cash, and the rest can be made up of CPF or cash (or both). Do take note that buyer's stamp duty is applicable, and assuming that this is your 1st residential property you are going to own, the applicable stamp duty rates are between 3-4% range. This can also be paid off with CPF.

We can run through the loan assessment together to have a rough idea on how feasible your plans are.

Warmest regards,
Geryl Lim
Associate Deputy Group Director
Salesperson Registration No. R014783H
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
[main] +65 6471 8888  [mob] +65 81577565  [LDA] +65 92787772 
www.geryllim.com
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Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ http://l.ead.me/7772 Read More

Dear Sir/Mdm,

It will be ideal if you can first find out how much you can borrow and from there do up a financial plan so that you do not over stretch yourself for the condo purchase. Please feel free to contact me so that I can understand your requirements better and guide you though the purchase process.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
Visit my website to know me better: www.nicktan.com.sg

I was featured recently on Council for Estate Agencies (CEA) Newsletter:
http://bit.ly/CEAnews

I have written a guide on buying Residential Property:
http://bit.ly/buypropertyguide

Testimonial from Satisfied Clients
“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefited a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
Susana (Buyer)

“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”
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“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
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“Nick has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.
We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House) Read More

Hi Sir/Madam

I will need more information to be able to advise you

I will be glad to assist, no agent fee from condo buyer
I won't be able to contact you first as I do not have your contact, appreciate if you can contact me at (65) 96608508  or Silviayang8@gmail.com
or click here https://bit.ly/WaSilvia to whatsapp me for no obligation discussion
Thank you.

Warmest regards,

Silvia Yang

Senior Marketing Director
ERA Realty Network Pte Ltd
Mobile: (65) 9660 8508 
Email: Silviayang8@gmail.com Read More