Hi
To answer your question, maximum CPF usage and loan quantum is dependant on both your age and the age of the property. Generally, you can use 100% of the value of the flat to make payment in CPF and 90 % of the value can be serviced through HDB loan. However this is provided the house lease can last you till 95 years. If not, the CPF usage and loan quantum will be prorated. I have experience assisting my client to purchase a flat that did not last him till 95 years old and he did not need to do any cash top up. Do contact me at
93375051
for a free and non obligatory discussions on this.
Regards
Taufik Hussein
ERA Realty Network Pte Ltd
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