6 Answers

Good day to you.

The family scheme is eligible for married SPR couples or when one of the main applicants is SC, aged 21 and above.

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I am serving a client in a similar situation right now because their previous agent did not advise them properly about the long term considerations. It would be an uphill battle, as HDB's official stance would likely be that the mother is forced to dispose the flat if the daughter pulls her name out.

Overall, there are many other policy and financial considerations that you need to think of. If you currently do not have an agent, I would be happy to share more so you can make an informed decision.

I'm a Harvard graduated real estate agent with a degree in economics, and I have a decade of experience working on Singapore public policy. I would love to schedule a free consultation. Please reach out via my contact below.

Kay Cloud
The Harvard Educated Agent
Propnex Realty Pte Ltd
cloud@propnex.com
Tel: (+6.5.) 8.5.6.7.4.5.8.5
Whatsapp -> https://wa.me/6585674585 Read More
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Hi, appreciate your sharing, for PR require both married couple to purchase a HDB. Unless private condo or apartment, you can determine the loan size before commit to the purchase.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More
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✔1 Under the Family Scheme, eligibility applies to married Singapore Permanent Resident (SPR) couples or when one applicant is a Singapore Citizen (SC), both aged 21 and above.

✔2 For HDB purchases, both buyers must be married SPRs to qualify under the scheme.

✔3 If you’re considering private property, you may proceed independently and should first assess your loan eligibility before making any commitment.

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