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You are only eligible to apply for 2room flexi flat in non-mature estate if you intend to apply for BTO, but you are eligible to purchase all flat types if you go into the resale market.

Find out more about your eligibility at this link https://www.hdb.gov.sg/cs/infoweb/residential/buying-a-flat/flat-and-grant-eligibility/couples-and-families?anchor=nc-families.

I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Associate Group Director
Salesperson Registration No. R014783H
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
[main] +65 6471 8888  [mob] +65 81577565  [LDA] +65 92787772 
www.geryllim.com

My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0

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Hi,

1) You are eligible for the BTO/SBF as long as you apply with your wife and son as the occupier.
2) If you are buying a 4/5-rm flat type, then you can only apply for those in non-mature towns. You can only apply for 3-rm in a mature town.
3) You will be the sole owner and only your income will be considered for the amount of loan from the HDB.
4) But the grant available (EHG) shall be tabulated according to the household income, meaning if your wife is working then her income will be included in the tabulation.
5) The (2) & (3) will be lifted once your wife receives her PR status

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answer your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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Hi
If you and your child are a Singaporean, you may proceed to apply for a BTO of any size. You just have to list your wife and child as an occupier. There is no need to wait for your wife PR's approval. If you choose to purchase a resale and is a first timer, you will get to enjoy full first timer grants just like any other Singaporeans family due to your child status as a Singaporean despite he/she being a newborn. I am specialised in HDB transactions. Do contact me at 93375051  for a free and non obligatory discussion on this.

Regards
Taufik Hussein
Marketing Director
ERA Realty Network Pte Ltd
CEA Reg No: R06607B
Contact No: 93375051  Read More