2 Answers

YT Tan (陈永达)
Good morning Tein Wai,

Bear in mind that both of you have to SPR for at least 3 years to be eligible to purchase a resale HDB in Singapore.

As both of you are eligible for max 80% bank loan, your 20% downpayment will be as such:

1) 5% cash
2) 15% cash or CPF

followed by:
3) stamp duties (estimated 8% inclusive of 5% as SPR)
4) misc fees like valuation fee, legal fees, resale submission fee and agent's commission.

I just assisted my client to secure a 4rm around $400k plus in the west.

Feel free to contact me if you need any further assistance in your property needs. Cheers!

"Your Freehold Ally, Leasehold Tactician"

YT TAN 陈永达 | ACCA Graduate, RES
Propnex Realty Pte Ltd

(M): +65 9111 5171 
(E): yt.tan91115171@gmail.com
(FB): www.facebook.com/yttanassetprogessor


Platinum achiever (Clock $100k commission within 1 month) August 2017(Propnex)
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Hi Mr Chow

If you will write to gavin.ng@orangetee.com, We will do a financial plan for you.


Gavin Read More