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Hi Chandana,

For resale HDB, a deposit not exceeding 5k (cash) will be required to secure the unit until transaction completes. Whole process will take about 5 months.

For resale condo, typically its 5% of purchase price (cash) to exercise the OTP and secure the unit. Conveyancing process takes about 3 months to complete.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

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