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Hi, I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Hope to hear from you soon and have a great week ahead.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Dear Sir/Mdm,

Your mum will not be able to purchase a resale HDB together with you because she is married and when she wants to purchase a flat, your dad will need to be included and more importantly, she owns a flat already with your dad and therefore will not be able to co purchase with you.

If your income is more than 7k, why don't you consider getting a private property instead as it is considered a more savvy investment option. Please feel free to contact me so that I can understand your situation better and advise you better.

Regards,
Nick Tan
(M) +65 9644 4854 
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Ms Chia (Buyer)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
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We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House) Read More

Hi
It is possible for you to purchase a HDB under public scheme with your mom listed as essential occupier and apply for HDB loan. However as your mom is a second timer and co own a flat with your dad, you are still not eligible for any grants except for PHG grant and your mom have to sell off her current flat with your dad before you can list her as an essential occupier. Trend for HDB flats shows a depreciating value and it is not meant for investment purpose. Of your pay is above $7,000 per month, you may want to consider investing a resale EC or condo instead where the chances of capital appreciation is much higher in the future. Do contact me at 93375051  for a free and non obligatory discussion on this.
Regards
Taufik Hussein
ERA Realty Network Pte Ltd Read More

Hi,

Sorry to inform you, that you will not be able to include your Mother in your HDB purchase, as she already owns a HDB flat with your Father.

You are also not qualified for HDB loan due to your income exceeding $7k. You could however purchase the flat under Single name using Bank loan if you're Singapore Citizen above age 35.

For your info, bank interest rates are low now, approximate at 1.3-1.4%, whereas HDB loan is fixed at 2.6%. Hence, with the low interest rates environment, you might wish to reconsider.

I am experienced and well-versed in both private and HDB resale transactions. I will be able to assist you in your housing plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Greetings from Ohmyhome Realtors.

Buying a home is a huge investment that requires time, money and effort.

Let our professionals take care of your home buying journey from search, mortgage advisory, deal closing and all the way through to legal conveyancing.

Kindly contact us at 68869009  or WhatsApp us at 97551009  for more information.

Richmond Chia
Senior Advisor
Ohmyhome Pte Ltd Read More

Hi

As the associates in this chat have already answered your questions, let to suggest that we may want to review your option as to the type of housing available to you.

If you may want to text 9620 0827  for a casual chat, we can listen an discuss your options.

Gavin Read More

Good evening Sir/ Mdm,

Sorry to inform you that as your mom is married and co own a HDB with your dad, they have to sell their unit in order to purchase a resale HDB with you.

If not you will have to proceed to purchase as a single without HDB loan and CPF housing grant.

Btw care to share your intention to buy a resale flat? Because I do have clients who bought a resale HDB as single then rent out the balance bedrooms while staying in one of them.

Perhaps we can discuss over zoom, whatsapp or call to see what will be the best fit option that serves you better.

Hear from you soon! Cheers!

#staysafe

YT TAN 陈永达 | ACCA Graduate, RES
R043025D
Propnex Realty Pte Ltd

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Greetings from Ohmyhome Realtors.

You can include your mom in to stretch the income ceiling and apply HLE but do note if your mom is listed as a co-owner of another flat, she need to get her name out before can include her. Otherwise, you can't even complete Intent to Buy with her name.

For more information, kindly contact us at 68869009  or WhatsApp us at 97551009  .

Richmond Chia
Senior Advisor
Ohmyhome Pte Ltd Read More